Banks and accounts: Canada

Two separate questions: where the entity that holds your account is based, and who accepts residents of this country. A group’s head office is not the country of all its accounts.

Please note

The features shown are not a personal recommendation. Access, fees and protections depend in particular on the contracting entity, the country and your profile. Terms of use and disclaimers

Accounts held in {country}

The entity that opens and holds the account is established and licensed in Canada.

EQ Bank
Banks with their own licence
Equitable Bank — BSIF / OSFI
KOHO
Brands backed by a partner bank
Peoples Trust Company — BSIF / OSFI
Wealthsimple
Brokers and investment services
Wealthsimple Investments Inc. — OCRI / CIRO ; Wealthsimple Payments Inc. ; Membres de la SADC (non nommés) — BSIF / OSFI
Wise
Payment or e-money institutions
Wise Payments Canada Inc. — FINTRAC / Banque du Canada / Revenu Québec

Opening an account as a resident of {country}

Providers whose published terms accept residents of Canada, or accept them under conditions. An undocumented provider is neither accepted nor refused: check with them.

Entity	Status	Conditions
Dukascopy BankSwitzerland	Accepted	Opening "worldwide" except for residents of the countries and regions listed; regions also excluded: Abkhazia, Crimea, the self-proclaimed Donetsk and Luhansk republics, South Ossetia, Transnistria.
EQ BankCanada	Accepted	Resident of Canada, age of majority in the province, Social Insurance Number; Canadian mobile number for online registration.
Bank OneMauritius	Conditions apply	Elite Banking Offshore: clients based in sub-Saharan Africa, minimum entry criteria not published, discretionary refusal possible.
bunqNetherlands	Conditions apply	—
EleBankHong Kong	Conditions apply	Visitors accepted if they are physically present in Hong Kong when they apply; documents and accepted nationalities not specified.
KOHOCanada	Conditions apply	Age of majority in the province and identity verification with a Canadian document; residency requirement not published.
Lloyds InternationalUnited Kingdom · Jersey · Guernsey · Isle of Man	Conditions apply	Adults living in an eligible country, checked using the bank's tool; services are unavailable in certain countries for legal or regulatory reasons, with no published list.
MercuryUnited States	Conditions apply	Non-US founders accepted, unless they live in a country or region that Mercury does not serve (separate list not read).
NatWest InternationalJersey · Guernsey · Isle of Man · Gibraltar	Conditions apply	International Select: adults residing in an accepted country, as verified by the bank's tool; a minimum balance must be maintained.
OCBCSingapore	Conditions apply	Digital opening before arrival: biometric passport from Hong Kong, Malaysia, Indonesia or mainland China, minimum age, identity document.
Santander InternationalUnited Kingdom · Isle of Man · Jersey	Conditions apply	Expatriates and international customers from other countries: a minimum overall balance must be maintained, failing which monthly fees apply; no list of excluded countries is published.
Vivid MoneyGermany · Netherlands	Conditions apply	Permanent residence in Germany or another European Union member state.

A country missing from this table is neither accepted nor refused: the information is not published.

All banks and accounts