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Insurance

Expatriate insurance: health, disability, repatriation

Compare policies on public criteria: link to the French scheme, covers included, published premiums, ceilings, deductibles and settlement method.

The figures on this page are published, dated facts with their source; a provider whose fee has not been verified shows as “being verified”.

Please note

This comparison is an informative summary. Check the actual cover, exclusions and acceptance conditions in the policy documents and with the provider concerned. Terms of use and disclaimers

16 results

Comparison: 0 of 3Tick two or three providers to compare them.

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  • ACS

    Broker

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 2
    Offered by the provider, depending on the plan.
    Good to know
    Can be taken out as a top-up to the CFE.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    • up to €10,000, per year plan not specifiedACS Expat: highest optional deductible levelSame grid in the first-euro English-language policy notice (version dated 10 June 2024).Verified on Nov 2, 2026 · acs-ami.com
    • from €500, per year plan not specifiedACS Expat: lowest optional deductible levelPer year and per insured person, for all modules except enhanced assistance; can be changed only once, at the renewal date.Verified on Nov 2, 2026 · acs-ami.com

    Age and eligibility

    • less than 60 years plan not specifiedACS Asie Viager CFE: maximum age for subscriptionProgramme available only to residents of the Southeast Asian countries listed in the brochure; the brochure is undated and has no contractual value.Verified on Nov 2, 2026 · acs-ami.com
    • less than 65 years plan not specifiedACS Expat: maximum age at enrolment (must be under)CFE supplementary cover notice, version dated 7 April 2025; same condition in the first-euro cover notice in English. Membership of the Globe Partner association is required.Verified on Nov 2, 2026 · acs-ami.com

    Waiting periods and optional cover

    • 12 months plan not specifiedACS Expat: maternity waiting periodWaiting periods do not apply if the insured person had equivalent coverage shortly before joining; other waiting periods apply to dental care, optical care, orthodontics and medically assisted reproduction.Verified on Nov 2, 2026 · acs-ami.com

    Plan limits

    • $1,000,000, per year plan not specifiedACS Asie Viager CFE: reimbursement ceiling, second optionHigher ceiling option; undated brochure.Verified on Nov 2, 2026 · acs-ami.com
    • $500,000, per year plan not specifiedACS Asie Viager CFE: reimbursement ceiling, first optionThe brochure table applies this amount to hospitalisation, per beneficiary and per calendar year.Verified on Nov 2, 2026 · acs-ami.com

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Yes
    French scheme:
    Yes
    Settlement:
    Both
    Geographical scope:
    Reserved for expatriates living outside their country of usual residence for a minimum part of the year, who are members of the Globe Partner association. The United States is among the countries not eligible for expatriation; US nationals may be covered during returns to their home country within an annual limit, if they requested this at enrolment. The country of nationality may be included if it is selected; outside the coverage zone, only emergency care during short trips is covered.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • Allianz Care

    Insurer

    Policy and plan
    Care Base plan
    Premium
    On quote
    Limit
    up to €1,000,000, per yearCare Base: overall plan limit, per insured person and per policy year
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Repatriation
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Medical underwriting or moratorium, depending on how you apply.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • up to 64 years policy, plan not specifiedMaximum age at enrolment, moratorium contract (without a full medical questionnaire)New applications are considered up to the day before the applicant’s sixty-fifth birthday.Source not verified · allianzcare.com
    • up to 75 years policy, plan not specifiedMaximum age at enrolment, contract with full medical underwritingNew applications are considered up to the day before the applicant’s seventy-sixth birthday.Source not verified · allianzcare.com

    Waiting periods and optional cover

    • 24 months policy, plan not specifiedMoratorium on pre-existing conditions (contracts taken out without full medical underwriting): periodA pre-existing condition only becomes covered if no symptoms, treatment, medication or advice have occurred during a continuous period of this length after the start date. Bariatric surgery (Care Enhanced and Care Signature) is listed with a waiting period of the same length.Source not verified · allianzcare.com
    • 12 months other plan: Care Enhanced, Care SignatureMaternity (included in Care Enhanced and Care Signature): waiting periodMaternity is not listed as a standard benefit of the Care Base plan.Source not verified · allianzcare.com

    Plan limits

    • up to €3,703,705, per year other plan: Care SignatureCare Signature: overall plan limit, per insured person and per policy yearLimit also published in GBP, USD and CHF depending on the contract currency.Source not verified · allianzcare.com
    • up to €2,000,000, per year other plan: Care EnhancedCare Enhanced: overall plan limit, per insured person and per policy yearLimit also published in GBP, USD and CHF depending on the contract currency.Source not verified · allianzcare.com
    • up to €1,000,000, per year Care Base planCare Base: overall plan limit, per insured person and per policy yearLimit also published in GBP, USD and CHF depending on the contract currency; applies to all benefits of the plan.Source not verified · allianzcare.com

    Not included in the Care Base plan

    • Maternity — Maternity is not listed as a standard benefit of the Care Base plan.

    Underwriting and settlement

    Medical questionnaire:
    Partly
    CFE top-up:
    Not specified
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Areas offered: worldwide, worldwide excluding the United States, Africa or Europe; the area chosen must match the place where the insured person lives or stays for more than half the year. Annual policies are aimed at people settled outside their home country for at least one year. The maximum age at enrolment is higher with full medical underwriting than with moratorium underwriting. Excluded countries of residence and nationality requirements are not published on the pages consulted.
    Cover offered by the provider:
    Health · Hospital · Maternity · Repatriation · Assistance

    Source documents and pages

    Source not verified

  • APRIL International

    Broker

    Policy and plan
    MyHealth International, Explore plan
    Premium
    On quote
    Limit
    €500,000, per yearMyHealth International, Explore plan: overall annual limit for medical expenses
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 3
    Offered by the provider, depending on the plan.
    Good to know
    Can be taken out as a top-up to the CFE.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    • up to €5,000, per year other plan: Extensive, EliteMyHealth International: highest optional annual deductibleAvailable only with the Extensive and Elite plans.Source not verified · assets.april.fr
    • from €500, per year MyHealth International policy, plan not specifiedMyHealth International: lowest optional annual deductibleMedical expenses cover is offered without a deductible by default; the deductible is the member’s choice to reduce the premium.Source not verified · assets.april.fr

    Age and eligibility

    • up to 60 years MyHealth International policy, plan not specifiedMyHealth International: maximum age at enrolment in countries of residence with high healthcare costsCountries listed in the information document include Brazil, Chile, China, Costa Rica, the United Arab Emirates, the United States, Hong Kong, Japan, Mexico, the United Kingdom, Singapore, Taiwan and Thailand.Source not verified · assets.april.fr
    • up to 74 years MyHealth International policy, plan not specifiedMyHealth International: maximum age at enrolment, general caseExcluding countries of residence subject to the lower limit (including the United States, the United Kingdom, China, Hong Kong, Singapore, the United Arab Emirates and Japan).Source not verified · assets.april.fr

    Waiting periods and optional cover

    • 6 months MyHealth International policy, plan not specifiedMyHealth International: waiting period for optical coverWaiting period waived where equivalent cover was previously held, subject to the general terms and conditions.Source not verified · assets.april.fr
    • from 12 months MyHealth International policy, plan not specifiedMyHealth International: waiting period for maternity cover (pregnancy and childbirth)Maternity not covered under the Explore plan; the waiting period can be up to twenty-four months for medically assisted reproduction; waiting period waived where equivalent cover was previously held, subject to the general terms and conditions.Source not verified · assets.april.fr

    Plan limits

    • €500,000, per year Explore planMyHealth International, Explore plan: overall annual limit for medical expensesEntry-level plan; amount expressed in either euros or US dollars depending on the contract currency.Source not verified · april-international.com

    Not included in the Explore plan

    • Maternity — Maternity not covered under the Explore plan; the waiting period can be up to twenty-four months for medically assisted reproduction; waiting period waived where equivalent cover was previously held, subject to the general terms and conditions.

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Yes
    French scheme:
    No
    Settlement:
    Both
    Geographical scope:
    The policy requires you to reside outside your country of nationality. Medical expenses areas: worldwide including the United States, or worldwide excluding the United States (with coverage limited to accidents and emergencies during short stays in the US). The maximum age at enrolment is lower when the country of residence has high healthcare costs (United States, United Kingdom, China, Hong Kong, Singapore, United Arab Emirates, Japan…). The list of excluded countries is not published in the contractual documents; it is referred to the website and customer service.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Disability · Repatriation · Assistance

    Source documents and pages

    Source not verified

  • AXA Global Healthcare

    Insurer

    Policy and plan
    Global Health Plan, Foundation plan
    Premium
    On quote
    Limit
    up to €312,500, per yearIndividual Global Health Plan, Foundation plan: overall annual limit per insured person
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Medical underwriting or moratorium, depending on how you apply.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    • up to €12,750, per year other plan: StandardIndividual Global Health Plan, Standard plan without the outpatient option: highest deductible offeredLevel available only with the Standard plan without the outpatient extension; for the other plans, the highest deductible is lower. Per insured person and per policy year.Source not verified · axaglobalhealthcare.com
    • from €125, per year Global Health Plan policy, plan not specifiedIndividual Global Health Plan: lowest optional deductibleOptional deductible, per insured person and per policy year; the policy can also be taken out without a deductible, the deductible reducing the premium.Source not verified · axaglobalhealthcare.com

    Age and eligibility

    • less than 80 years Global Health Plan policy, plan not specifiedAge limit at enrolment (policyholder and dependants) for underwriting options without a full medical questionnaireApplicants must be under this age when cover starts to enrol on a moratorium basis, with exclusions carried over from a previous policy or when switching insurer; above this age, enrolment is only possible with a full medical questionnaire or a policy transfer, and with certain exclusions.Source not verified · axaglobalhealthcare.com

    Waiting periods and optional cover

    • 18 months other plan: Prestige, Prestige PlusPregnancy cover (Prestige and Prestige Plus plans): waiting periodFigure taken from the individual brochure ref. PB103247b/02.23; the October 2026 benefits summary only states that a moratorium applies and refers to an adviser: to be confirmed before taking out the policy.Source not verified · axaglobalhealthcare.com

    Plan limits

    • up to €6,375,000, per year other plan: Prestige PlusIndividual Global Health Plan, Prestige Plus plan: overall annual limit per insured personHighest plan in the range; annual limit per insured person (benefits summary ref. PB166479/10.26).Source not verified · axaglobalhealthcare.com
    • up to €1,275,000, per year other plan: StandardIndividual Global Health Plan, Standard plan: overall annual limit per insured personAnnual limit per insured person (benefits summary ref. PB166479/10.26).Source not verified · axaglobalhealthcare.com
    • up to €312,500, per year Foundation planIndividual Global Health Plan, Foundation plan: overall annual limit per insured personAnnual limit per insured person, for all treatment combined; amounts also expressed in pounds sterling and US dollars (benefits summary ref. PB166479/10.26).Source not verified · axaglobalhealthcare.com

    Underwriting and settlement

    Medical questionnaire:
    Partly
    CFE top-up:
    Not specified
    French scheme:
    No
    Settlement:
    Both
    Geographical scope:
    Worldwide coverage, with or without the United States (when the United States is excluded, plans other than Foundation retain emergency cover there). Intended for expatriates settled abroad on a long-term basis; the insurer states that it cannot cover certain countries without naming them. An age limit at enrolment is published for applications without a full questionnaire; beyond it, enrolment is possible with a full medical questionnaire and exclusions. Accepted nationalities and minimum length of expatriation are not published.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation

    Source documents and pages

    Source not verified

  • Bupa Global

    Insurer

    Policy and plan
    Major Medical plan
    Premium
    On quote
    Limit
    up to €2,500,000, per yearMajor Medical plan (hospitalisation and serious illness): annual limit per insured person, resident in France
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Medical questionnaire when applying.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • from 18 years policy, plan not specifiedMinimum age of the main policyholderCondition shown on the online quote form; dependants may be younger.Source not verified · bupaglobal.com

    Waiting periods and optional cover

    • from 10 months other plan: Select, Premier, EliteHealth checks and preventive screening: waiting periodBenefit of the Select, Premier and Elite plans, up to a limit specific to each plan.Source not verified · bupaglobal.com
    • from 6 months policy, plan not specifiedRoutine dental treatment (fillings, root canal treatment, extractions): waiting periodDental treatment following an accident is covered without a waiting period; limited benefit under Premier and Elite.Source not verified · bupaglobal.com
    • from 18 months other plan: EliteMaternity (pregnancy, childbirth, complications, caesarean section): length of cover required for the motherMaternity benefit provided under the Elite plan; same period for assisted reproduction.Source not verified · bupaglobal.com

    Plan limits

    • up to €3,750,000, per year other plan: EliteElite plan: annual limit per insured person, resident in FranceAnnual limit per person and per policy year; the Ultimate plan, presented without a limit on another page, does not appear in the offer shown for France.Source not verified · bupaglobal.com
    • up to €1,250,000, per year other plan: SelectSelect plan: annual limit per insured person, resident in FranceAnnual limit per person and per policy year; entry-level plan including outpatient care.Source not verified · bupaglobal.com
    • up to €2,500,000, per year Major Medical planMajor Medical plan (hospitalisation and serious illness): annual limit per insured person, resident in FranceAnnual limit per person and per policy year, as shown for a resident of France; benefits vary according to the country of residence.Source not verified · bupaglobal.com

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Not specified
    French scheme:
    No
    Settlement:
    Both
    Geographical scope:
    Worldwide or worldwide excluding the United States for Major Medical; worldwide, worldwide excluding the United States, or worldwide excluding the United States and Europe for Select, Premier and Elite. No purely domestic cover and no travel insurance; the country of residence is the one where the insured person spends most of their time and has an address. A minimum age for the policyholder is published; maximum age at enrolment, accepted nationalities, excluded countries and minimum length of expatriation are not published on the pages consulted. Benefits vary according to the country of residence.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation

    Source documents and pages

    Source not verified

  • Chapka

    Broker

    Policy and plan
    Not specified
    Premium
    Not specified
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Repatriation
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Price depends on age and area, on quotation.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • up to 65 years plan not specifiedCap Tempo Expat: maximum age of the insuredDefinition of the insured person under the medical expenses contract (Quatrem); general conditions in Spanish, undated.Verified on Nov 2, 2026 · chapkadirect.es

    Waiting periods and optional cover

    Not specified

    Plan limits

    • up to €10,000 plan not specifiedCap Tempo Expat: maternity expense ceiling for the duration of membershipPartial reimbursement of actual costs, up to this limit, for the entire duration of membership; undated table.Verified on Nov 2, 2026 · chapkadirect.fr
    • up to €15,000 plan not specifiedCap Tempo Expat: ceiling on medical expenses excluding hospitalisation in the country of residenceOutpatient care in the country of residence, based on the social security reimbursement rate; undated table.Verified on Nov 2, 2026 · chapkadirect.fr
    • up to €1,000,000 plan not specifiedCap Tempo Expat: hospitalisation cost ceiling in the country of residenceIn the country of residence, reimbursement is calculated on the basis of the social security rate; outside the country of residence, hospitalisation costs are presented as unlimited. Undated table.Verified on Nov 2, 2026 · chapkadirect.fr

    Underwriting and settlement

    Medical questionnaire:
    Not specified
    CFE top-up:
    Not specified
    French scheme:
    Not specified
    Settlement:
    Not specified
    Geographical scope:
    Cap Tempo Expat is reserved for people domiciled in the European Economic Area, the French overseas departments and regions (DROM), New Caledonia or French Polynesia, holding a temporary work permit. Cover applies worldwide except North Korea, Syria, Crimea, Venezuela and Iran; in the country of domicile, reduced ceilings apply, based on the French social security rate.
    Cover offered by the provider:
    Health · Hospital · Maternity · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • Cigna Global

    Insurer

    Policy and plan
    Silver plan
    Premium
    On quote
    Limit
    up to $1,000,000, per yearSilver: overall annual limit per beneficiary and per period of cover
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Price depends on age and area, on quotation.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    • up to $10,000, per year all plansAnnual deductible: highest option offered (all plans)Table of benefits applicable to annual policies starting or renewed since this year’s February update. Coinsurance and an out-of-pocket maximum can be chosen in addition.Source not verified · cignaglobal.com
    • from $0, per year all plansAnnual deductible: lowest option offered (all plans)Table of benefits applicable to annual policies starting or renewed since this year’s February update. Amount borne by the insured person before any reimbursement.Source not verified · cignaglobal.com

    Age and eligibility

    • from 18 years policy, plan not specifiedMinimum age of the policyholder; no maximum age statedAge required to take out a policy as main policyholder; no maximum enrolment age is stated.Source not verified · cignaglobal.com

    Waiting periods and optional cover

    • 24 months other plan: Gold, PlatinumObesity treatment (Gold and Platinum): waiting period; maternity depending on the place of treatmentThe same period applies to maternity for certain places of treatment, notably Hong Kong and Singapore.Source not verified · cignaglobal.com
    • from 12 months other plan: Gold, PlatinumRoutine maternity, complications and home birth (Gold and Platinum): waiting periodThe waiting period may be extended to twenty-four months depending on the place of treatment or the entity issuing the policy. The Silver plan does not cover routine maternity.Source not verified · cignaglobal.com

    Plan limits

    • up to $2,000,000, per year other plan: GoldGold: overall annual limit per beneficiary and per period of coverTable of benefits applicable to annual policies starting or renewed since this year’s February update. The Platinum plan is described as “paid in full”, with no stated limit.Source not verified · cignaglobal.com
    • up to $1,000,000, per year Silver planSilver: overall annual limit per beneficiary and per period of coverTable of benefits applicable to annual policies starting or renewed since this year’s February update. Includes all sections of the international medical insurance.Source not verified · cignaglobal.com

    Not included in the Silver plan

    • Maternity — The waiting period may be extended to twenty-four months depending on the place of treatment or the entity issuing the policy. The Silver plan does not cover routine maternity.

    Underwriting and settlement

    Medical questionnaire:
    Not specified
    CFE top-up:
    Not specified
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Areas offered: worldwide, or worldwide excluding the United States. Enrolment from a minimum age, with no stated maximum age. The insuring entity varies according to the country of residence (European Union, United Kingdom, rest of the world) and local licences apply in Singapore, Hong Kong, Thailand, Indonesia and the United Arab Emirates. Excluded countries and minimum length of expatriation are not published on the pages consulted.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation

    Source documents and pages

    Source not verified

  • Global Health

    Insurer

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 2
    Offered by the provider, depending on the plan.
    Good to know
    Medical questionnaire when applying.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    • up to €7,000 plan not specifiedJourney: highest optional deductible levelCommercial brochure for the Journey range; availability of this level depending on the plan has not been verified.Verified on Nov 2, 2026 · globalhealth.insurance
    • from €250 plan not specifiedJourney: lowest optional deductible levelCommercial brochure for the Journey range; the breakdown of deductible levels by plan is not detailed in the pages reviewed. A proportional co-payment is offered in addition.Verified on Nov 2, 2026 · globalhealth.insurance

    Age and eligibility

    Not specified

    Waiting periods and optional cover

    • 24 months plan not specifiedJourney: waiting period for infertility and prophylactic mastectomyJourney benefits table in French, November 2025 edition, provided for information only: the special conditions prevail.Verified on Nov 2, 2026 · globalhealth.insurance
    • 10 months plan not specifiedJourney: waiting period for psychiatric care, psychotherapy and major dental careThe same waiting period applies to major dental care. These benefits are not included in all plans.Verified on Nov 2, 2026 · globalhealth.insurance
    • 12 months plan not specifiedJourney: waiting period for pregnancy and childbirthApplies to plans that cover maternity; according to the product information documents, Short, Basic and Extensive exclude pregnancy and childbirth, while Premium covers them.Verified on Nov 2, 2026 · globalhealth.insurance

    Plan limits

    • up to €3,000,000, per year plan not specifiedLegacy Globality YouGenio World Classic range: overall annual limitPolicy from the former Globality Health brand, still offered for a limited period to brokers and clients who have not yet moved to the Journey range; document dated February 2024, now issued in the name of Foyer Global Health S.A.Verified on Nov 2, 2026 · globalhealth.insurance
    • up to €3,000,000, per year plan not specifiedJourney Extensive: overall annual limitMid-range plan; the Advanced and Premium plans are stated to have no annual limit in the brochure and the table of benefits.Verified on Nov 2, 2026 · globalhealth.insurance
    • up to €1,500,000, per year plan not specifiedJourney Basic: overall annual limitEntry-level hospital-only plan within the Journey annual policies; amounts also published in US dollars, pounds sterling and Swiss francs.Verified on Nov 2, 2026 · globalhealth.insurance
    • up to €500,000 plan not specifiedJourney Short: overall limit for the insurance periodJourney Short temporary plan; the table of benefits specifies that the limit applies to the insurance period. Amounts are also published in US dollars, pounds sterling and Swiss francs. Product information document in Spanish, December 2025 edition.Verified on Nov 2, 2026 · globalhealth.insurance

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Not specified
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Two zones to choose from for the Journey range: worldwide with or without the United States. The annual contract ends when the home country becomes the country of residence and the insurer does not agree to continue. Nationals or residents of countries under sanctions are covered only outside those countries. No age limit or list of excluded countries appears in the documents read.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • Henner

    Broker

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 3
    Offered by the provider, depending on the plan.
    Good to know
    Can be taken out as a top-up to the CFE.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • up to 75 years plan not specifiedHenner Expat Santé: age up to which membership can be maintained on proof of professional activityContinued membership is subject to proof of professional activity; the brochure does not specify the end age for other members.Verified on Nov 2, 2026 · particuliers.henner.com
    • less than 70 years plan not specifiedHenner Expat Santé: maximum age at enrolment for employees and self-employed workers (must be under)Employees and self-employed workers only; non-contractual brochure from May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • less than 69 years plan not specifiedHenner Expat Santé: maximum age at enrolment for health cover (must be under)General rule; a higher age limit applies to employees and self-employed workers. Non-contractual brochure dated May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • more than 18 years plan not specifiedHenner Expat Santé: minimum age at enrolment (health cover)Condition common to the CFE top-up and first-euro versions; non-contractual sales brochure dated May 2023.Verified on Nov 2, 2026 · particuliers.henner.com

    Waiting periods and optional cover

    • 3 months plan not specifiedHenner Expat Santé: waiting period for hospitalisation and medical expensesWaiting period counted from the date of enrolment; non-contractual brochure dated May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • 6 months plan not specifiedHenner Expat Santé: waiting period for optical, dental and prosthetics coverWaiting period counted from the date of enrolment; non-contractual brochure of May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • 10 months plan not specifiedHenner Expat Santé: waiting period for maternity coverWaiting period counted from the date of enrolment; non-contractual brochure from May 2023.Verified on Nov 2, 2026 · particuliers.henner.com

    Plan limits

    • up to €100,000 plan not specifiedHenner Expat Santé – CFE Supplement: overall ceiling of the first-euro Accident optionOption of the CFE supplement version, which covers accidents and unforeseen illnesses from the first euro, on the basis of formula 1, during the waiting period applied by the CFE.Verified on Nov 2, 2026 · particuliers.henner.com
    • up to €1,500,000, per year plan not specifiedHenner Expat Santé, plan 4: overall ceiling on health benefits per person and per membership yearPlan 4 of four; same scale in the CFE top-up and first-euro versions. Non-contractual brochure, May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • up to €1,000,000, per year plan not specifiedHenner Expat Santé, plan 3: overall ceiling on health benefits per person and per membership yearPlan 3 of four; same schedule in the CFE top-up and first-euro versions. Non-contractual brochure dated May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • up to €800,000, per year plan not specifiedHenner Expat Santé, plan 2: overall ceiling on health benefits per person and per membership yearPlan 2 of four; same schedule in the CFE top-up and first-euro versions. Non-contractual brochure dated May 2023.Verified on Nov 2, 2026 · particuliers.henner.com
    • up to €500,000, per year plan not specifiedHenner Expat Santé, plan 1: overall ceiling on health benefits per person and per membership yearPlan 1 of four; same benefit schedule in the CFE top-up and first-euro versions. Non-contractual brochure, May 2023.Verified on Nov 2, 2026 · particuliers.henner.com

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Yes
    French scheme:
    Yes
    Settlement:
    Both
    Geographical scope:
    European expatriates. Enrolment is not possible for residence in the United States, the United Arab Emirates, Venezuela, Russia and countries under international sanctions (May 2023 brochure). According to the June 2021 policy document, temporary stays in countries excluded from the worldwide zone and returns to France remain covered up to a time limit.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Disability · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • IMG (International Medical Group)

    Insurer

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Repatriation
    • Assistance
    Offered by the provider, depending on the plan.
    Good to know
    Medical underwriting or moratorium, depending on how you apply.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    • up to £7,500, per year plan not specifiedGlobal Prima: highest deductible level, per person and per yearRange offered on the moratorium application form, from no deductible up to this level; same nominal amount in euros and in dollars.Verified on Nov 2, 2026 · imglobal.com

    Age and eligibility

    • up to 74 years plan not specifiedGlobeHopper Multi-Trip: maximum age of coverageAnnual multi-trip policy for travel outside the country of habitual residence.Verified on Nov 2, 2026 · imglobal.com
    • up to 25 years plan not specifiedGlobal Prima: age up to which children are coveredThe same brochure states that there is no age limit and that Global Prima is renewable for life.Verified on Nov 2, 2026 · imglobal.com

    Waiting periods and optional cover

    • 2 years plan not specifiedGlobal Prima under moratorium: continuous period without treatment or symptoms allowing pre-existing conditions to be reinstatedEligible pre-existing conditions may then be taken into consideration; the form does not say which ones remain permanently excluded.Verified on Nov 2, 2026 · imglobal.com
    • 5 years plan not specifiedGlobal Prima with moratorium underwriting: look-back period for pre-existing conditionsConditions that existed during this period before the start of the policy: excluded, unless reinstated after the symptom-free period provided for under the moratorium.Verified on Nov 2, 2026 · imglobal.com

    Plan limits

    Not specified

    Underwriting and settlement

    Medical questionnaire:
    Partly
    CFE top-up:
    No
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Global Prima: three zones (Europe, worldwide excluding the United States and US territories, worldwide). The application form asks for the country of residence and any connection with the United States; outside the European Economic Area and the United Kingdom, the declaration requires the choice of a trust. The temporary plans are aimed at people outside their country of habitual residence.
    Cover offered by the provider:
    Health · Hospital · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • MSH International

    Broker

    Policy and plan
    First’Expat+, Quartz plan
    Premium
    On quote
    Limit
    €500,000, per yearFirst’Expat+, Quartz level (worldwide zone excluding high-cost countries): overall annual limit for medical expenses
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 2
    Offered by the provider, depending on the plan.
    Good to know
    Can be taken out as a top-up to the CFE.

    Source not verifiedSee the profile

    Details and sources

    Deductibles

    • from €350, per year First’Expat+ policy, plan not specifiedFirst’Expat+: lowest optional deductible levelDeductible per person and per policy year; the policy can also be taken out without a deductible; availability depends on the zone and level.Source not verified · msh-intl.com

    Age and eligibility

    • less than 71 years First’Expat+ policy, plan not specifiedFirst’Expat+: age limit at enrolment for the zone including the United States (must be under)Widest pricing zone, including the United States and US territories.Source not verified · msh-intl.com
    • less than 76 years First’Expat+ policy, plan not specifiedFirst’Expat+ and Relais’Expat+: age limit at enrolment (must be under)Zones excluding the United States; the member must be under this age on the enrolment date, same threshold for the spouse or partner.Source not verified · msh-intl.com

    Waiting periods and optional cover

    • 12 months First’Expat+ policy, plan not specifiedFirst’Expat+ and Relais’Expat+: waiting period for psychiatric careAccording to the policy document, also applicable to prescribed psychologist consultations and certain medicines for long-term conditions.Source not verified · msh-intl.com
    • 6 months First’Expat+ policy, plan not specifiedFirst’Expat+: waiting period for the optical optionOptical and dental option (HEALTH+).Source not verified · msh-intl.com
    • 10 months First’Expat+ policy, plan not specifiedFirst’Expat+: waiting period for the maternity optionMaternity option (HEALTH+CHILD); no waiting period for hospitalisation and routine care.Source not verified · msh-intl.com

    Plan limits

    • €500,000, per year Quartz planFirst’Expat+, Quartz level (worldwide zone excluding high-cost countries): overall annual limit for medical expensesSummary of benefits outside the United States; published dollar equivalent: $625,000. Same limit stated for Relais’Expat+ (top-up to the CFE).Source not verified · msh-intl.com

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    Yes
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Worldwide coverage (France included) divided into increasingly expensive pricing areas, the widest including the United States; outside their area, the insured person is only covered in the event of an accident or emergency during short trips. Enrolment is reserved for adults below an age limit, which is lower for the area including the United States; online enrolment is possible everywhere except for the United States, where you must go through MSH. Cover is suspended during travel to an area classified red by the French Ministry of Foreign Affairs, except for the country of expatriation or origin. Neither a minimum length of expatriation nor any exclusion by nationality appears in the documents consulted.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Source not verified

  • Now Health International

    Insurer

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Dental and optical
    • Repatriation
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Price depends on age and area, on quotation.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    • up to $15,000, per year plan not specifiedWorldCare Essential (Asia-Pacific guide): highest optional deductible levelSchedule taken from the 2026 Asia-Pacific guide; with the routine care option, the choices are restricted to the lower levels.Verified on Nov 2, 2026 · now-health.com
    • from $150, per year plan not specifiedWorldCare Essential (Asia-Pacific guide): lowest optional deductible levelSchedule taken from the 2026 Asia-Pacific member guide; the standard deductible is zero. The European entity's schedule was not reviewed.Verified on Nov 2, 2026 · now-health.com

    Age and eligibility

    Not specified

    Waiting periods and optional cover

    • 3 years plan not specifiedWorldCare: waiting period for HIV/AIDS coverPeriod of continuous membership required before any claim can be covered under this benefit.Verified on Nov 2, 2026 · now-health.com
    • 12 months plan not specifiedWorldCare: waiting period for pregnancy complicationsCovers medical complications of pregnancy requiring hospitalisation; normal pregnancy and childbirth are excluded from the Essential, Advance and Excel plans, according to their information documents.Verified on Nov 2, 2026 · now-health.com

    Plan limits

    • up to $25,000 plan not specifiedWorldCare Essential, default zone excluding the United States: ceiling for illnesses treated in the United States in the case of hospitalisationLimited coverage applicable in the United States when the standard zone (worldwide excluding the United States) is selected; accidents remain covered up to the annual ceiling of the plan.Verified on Nov 2, 2026 · now-health.com
    • up to $4,000,000, per year plan not specifiedWorldCare Excel: maximum annual limitProduct information document of the European entity, 2025 edition. The Apex plan, cited on the website's comparison tool, has no product information document that has been reviewed.Verified on Nov 2, 2026 · now-health.com
    • up to $3,500,000, per year plan not specifiedWorldCare Advance: maximum annual limitProduct information document from the European entity, 2025 edition.Verified on Nov 2, 2026 · now-health.com
    • up to $3,000,000, per year plan not specifiedWorldCare Essential: maximum annual limitProduct information document of the European entity (Now Health International (Europe) Limited, Malta), 2025 edition; amounts are also published in euros and pounds sterling.Verified on Nov 2, 2026 · now-health.com

    Underwriting and settlement

    Medical questionnaire:
    Not specified
    CFE top-up:
    No
    French scheme:
    No
    Settlement:
    Both
    Geographical scope:
    Standard cover applies in all countries except the United States; an option adds planned treatment in the United States. The country of residence is the one where the insured person habitually resides, defined by a minimum length of presence in each coverage period. Documents differ by region (Europe, United Kingdom, Asia-Pacific, Middle East) and by the entity issuing them.
    Cover offered by the provider:
    Health · Hospital · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • PassportCard

    Broker

    Policy and plan
    Not specified
    Premium
    Not specified
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 2
    Offered by the provider, depending on the plan.
    Good to know
    Medical questionnaire when applying.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    • up to €5,000, per year plan not specifiedOptional deductible on hospitalization: highest levelOption on the application form.Verified on Nov 2, 2026 · reiseversicherung.com
    • from €1,000, per year plan not specifiedOptional hospitalisation deductible: lowest levelOption on the application form; the policy can also be taken out without a deductible. According to an intermediary, these deductibles apply only to areas outside the United States.Verified on Nov 2, 2026 · reiseversicherung.com

    Age and eligibility

    • less than 65 years plan not specifiedMaximum age of the applicant at the start of coverage (must be under)PassportCard application form (Germany); unmarried children are covered up to a separate age limit, beyond which a separate policy is issued. Document from the provider, hosted on an intermediary's website.Verified on Nov 2, 2026 · reiseversicherung.com

    Waiting periods and optional cover

    • 12 months plan not specifiedExpat Basic, zone excluding the United States: waiting period for outpatient mental health careThe table gives the same waiting period for psychotherapy and for maternity; coverage is subject to prior approval.Verified on Nov 2, 2026 · deutsche-im-ausland.org

    Plan limits

    • up to $1,500,000, per year plan not specifiedExpat Basic, worldwide zone including the United States: annual ceiling per insurance yearZone including the United States; a maximum annual deductible and a co-payment depending on the network apply in this zone.Verified on Nov 2, 2026 · deutsche-im-ausland.org
    • up to €5,000,000, per year plan not specifiedExecutive, worldwide excluding the United States: annual ceiling per insurance yearSame table; plan provided by a different insurer from the two Expat plans.Verified on Nov 2, 2026 · deutsche-im-ausland.org
    • up to €3,500,000, per year plan not specifiedExpat Comprehensive, worldwide excluding the United States: annual limit per policy yearSame table; for the zone including the United States, the limit for this plan is published in dollars for an identical nominal amount.Verified on Nov 2, 2026 · deutsche-im-ausland.org
    • up to €1,000,000, per year plan not specifiedExpat Basic, worldwide excluding the United States: annual limit per insurance yearIndividual benefits table ref. SD-20072025, issued by PassportCard Europe GmbH and hosted by an intermediary; column order: Expat Basic, Expat Comprehensive, Executive.Verified on Nov 2, 2026 · deutsche-im-ausland.org

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    No
    French scheme:
    No
    Settlement:
    Direct settlement
    Geographical scope:
    For a stay in a destination country beyond a minimum consecutive duration. Worldwide cover, including during temporary stays in the home country, according to a partner intermediary. Two zones: worldwide excluding the United States, or worldwide including the United States (the card cannot be used in the United States, where a card from a US network replaces it). The form warns that the contract may not be suitable in a country that imposes compulsory health insurance.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • SafetyWing

    Broker

    Policy and plan
    Not specified
    Premium
    from$62.72Nomad Insurance Essential: price displayed for one billing period, youngest age bracket
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Repatriation
    • + 1
    Offered by the provider, depending on the plan.
    Good to know
    Price depends on age and area, on quotation.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • up to 64 years plan not specifiedNomad Insurance Complete: maximum age at enrolmentComplete plan; according to the FAQ, coverage may continue beyond that age if the plan is renewed without interruption.Verified on Nov 2, 2026 · safetywing.com
    • from 18 years plan not specifiedNomad Insurance Complete: minimum age at enrolmentComplete plan only.Verified on Nov 2, 2026 · safetywing.com
    • up to 69 years plan not specifiedNomad Insurance Essential: maximum age at purchaseUpdated version of Essential in force since February 2026; minimum age expressed in days. According to the FAQ, a plan purchased before the age limit is exceeded remains valid until it expires.Verified on Nov 2, 2026 · intercom.help

    Waiting periods and optional cover

    • 10 months plan not specifiedNomad Insurance Complete: waiting period for maternity coverPregnancy and childbirth cover under the Complete plan, itself subject to a cap.Verified on Nov 2, 2026 · safetywing.com

    Plan limits

    • up to $100,000, per year plan not specifiedNomad Insurance Complete: annual evacuation limitLimit per contract year; how it interacts with the overall limit is not specified in the FAQ.Verified on Nov 2, 2026 · safetywing.com
    • up to $100,000 plan not specifiedNomad Insurance Essential: lifetime limit for evacuation and repatriationLimit applying over the policyholder's entire lifetime, for evacuation and repatriation.Verified on Nov 2, 2026 · safetywing.com
    • up to $1,500,000, per year plan not specifiedNomad Insurance Complete: coverage limit per contract yearComplete plan; contract not reviewed, figure taken from the provider's FAQ.Verified on Nov 2, 2026 · safetywing.com

    Published premiums

    • $177.5 plan not specifiedNomad Insurance Complete: displayed monthly price, youngest age bracketPublic price checked on 2026-11-01: Complete plan, age bracket shown in the extract, monthly payment, no deductible according to the provider, no options. A discount is advertised for annual payment. The price increases with age.Verified on Nov 2, 2026 · safetywing.com
    • $62.72 plan not specifiedNomad Insurance Essential: price displayed for one billing period, youngest age bracketPublic price checked on 2026-11-01: Essential plan, age bracket shown in the excerpt, no options (United States excluded by default), no deductible according to the provider, per billing period shown in the excerpt. The price increases with age.Verified on Nov 2, 2026 · safetywing.com

    Underwriting and settlement

    Medical questionnaire:
    Not specified
    CFE top-up:
    No
    French scheme:
    No
    Settlement:
    Not specified
    Geographical scope:
    Essential: open to almost all countries of residence other than sanctioned countries, but not to Cuban nationals; home-country coverage limited in days. Complete: residence excluded in particular in the United States, Canada, Ireland, the United Arab Emirates and Saudi Arabia; Hong Kong and Singapore with an option.
    Cover offered by the provider:
    Health · Hospital · Maternity · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

  • William Russell

    Insurer

    Policy and plan
    Not specified
    Premium
    On quote
    Limit
    Not specified
    Cover offered
    • Health
    • Hospital
    • Maternity
    • Dental and optical
    • + 2
    Offered by the provider, depending on the plan.
    Good to know
    Medical questionnaire when applying.

    Sources verifiedSee the profile

    Details and sources

    Deductibles

    Not specified

    Age and eligibility

    • less than 76 years plan not specifiedMaximum age at subscription (must be under), renewal with no age limitAge requirement applies on the effective date; the policy can then be renewed with no stated age limit.Verified on Nov 2, 2026 · william-russell.com

    Waiting periods and optional cover

    • 6 months plan not specifiedRoutine dental care (Dental Basic): waiting periodOptional cover under Silver Lite and Silver, included in Gold.Verified on Nov 2, 2026 · william-russell.com
    • 12 months plan not specifiedMaternity: waiting periodRoutine maternity care is covered only under the Gold plan; pregnancy complications are covered within limits specific to each plan, with the same waiting period according to the comparison tool.Verified on Nov 2, 2026 · william-russell.com

    Plan limits

    • up to $10,000, per year plan not specifiedSilver Lite: maximum limit for routine care (with option)Highest annual limit for routine care under Silver Lite, reached through an option; the base level is lower according to the comparison tool.Verified on Nov 2, 2026 · william-russell.com
    • up to $5,000,000, per year plan not specifiedGold: annual coverage limitHighest tier in the range, and the only one to include routine maternity care and dental care.Verified on Nov 2, 2026 · william-russell.com
    • up to $2,500,000, per year plan not specifiedSilver: annual coverage limitPlan presented as the one most subscribed to by the provider.Verified on Nov 2, 2026 · william-russell.com
    • up to $1,500,000, per year plan not specifiedBronze and Silver Lite: annual coverage limitSame limit for the Bronze inpatient plan and for Silver Lite; amounts are shown in US dollars on the page; the comparison tool also displays amounts in euros and pounds sterling.Verified on Nov 2, 2026 · william-russell.com

    Underwriting and settlement

    Medical questionnaire:
    Yes
    CFE top-up:
    No
    French scheme:
    No
    Settlement:
    Both
    Geographical scope:
    For people living, working or studying outside their home country for an extended period. Areas of cover are selectable, from worldwide to a single region. The place of the United States in the areas of cover and cover in the home country are not described on the pages reviewed.
    Cover offered by the provider:
    Health · Hospital · Maternity · Dental and optical · Repatriation · Assistance

    Source documents and pages

    Sources verified — last verified on Nov 2, 2026

The French scheme abroad

Caisse des Français de l'étranger — Social security body

Social security body that allows a French expatriate to remain attached to the general French scheme. Its rate schedule is public and rises sharply with age; it does not cover everything, and is almost always topped up.

Extracts from the schedule

  • €180Mondexpat Santé, one person, aged 0 to 24: quarterly contribution
  • €411Mondexpat Santé, one person, aged 40 to 44: quarterly contribution
  • €528Mondexpat Santé, family, aged 0 to 24: quarterly contribution
  • €909Mondexpat Santé, one person, aged 70 and over: quarterly contribution
  • €1,623Mondexpat Santé, family, aged 70 and over: quarterly contribution

Each amount applies to the profile and period stated; it is not a single price.

Schedule: Barème indiv avril 2026 (cfe.fr) · Source not verified

See the profile

Sources and verification dates

  1. 1.

    ACS Asie Viager CFE: reimbursement ceiling, second option : $1,000,000

    « Un plafond de remboursement de 500 000 USD ou d'1 000 000 USD »

    ACS – Assurances Courtages et Services, « Brochure ACS Asie Viager CFE »Verified on Nov 2, 2026Verified source

  2. 2.

    ACS Asie Viager CFE: reimbursement ceiling, first option : $500,000

    « Un plafond de remboursement de 500 000 USD ou d'1 000 000 USD »

    ACS – Assurances Courtages et Services, « Brochure ACS Asie Viager CFE »Verified on Nov 2, 2026Verified source

  3. 3.

    ACS Asie Viager CFE: maximum age for subscription : 60 years

    « peuvent être souscrits avant 60 ans »

    ACS – Assurances Courtages et Services, « Brochure ACS Asie Viager CFE »Verified on Nov 2, 2026Verified source

  4. 4.

    ACS Expat: maternity waiting period : 12 months

    « Maternité : 12 mois. »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  5. 5.

    ACS Expat: highest optional deductible level : €10,000

    « Pas de franchise, 500 €, 1 000 €, 5 000 €, 10 000 € »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  6. 6.

    ACS Expat: lowest optional deductible level : €500

    « Pas de franchise, 500 €, 1 000 €, 5 000 €, 10 000 € »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  7. 7.

    ACS Expat: maximum coverage period for US nationals during returns to the United States : 6 months

    « peuvent être couverts, lors de leurs retours dans le pays de nationalité, six mois maximum par année d’assurance »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  8. 8.

    ACS Expat: minimum length of time living outside the country of habitual residence to be considered an expatriate : 6 months

    « Expatrié : personne vivant au moins six (6) mois de l’année, en dehors de son pays de résidence habituelle »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  9. 9.

    ACS Expat: maximum age at enrolment (must be under) : 65 years

    « Sont admissibles facultativement les personnes membres de l’Association Globe Partner âgées de moins de 65 ans »

    ACS – Assurances Courtages et Services, « ACS Expat – notice d’information Complément CFE »Verified on Nov 2, 2026Verified source

  10. 10.

    Maximum age at enrolment, moratorium contract (without a full medical questionnaire) : 64 years

    « we will consider new applicants for cover up to the day before their 65th birthday »

    allianzcare.com

  11. 11.

    Maximum age at enrolment, contract with full medical underwriting : 75 years

    « we will consider new applicants for cover up to the day before their 76th birthday »

    allianzcare.com

  12. 12.

    Moratorium on pre-existing conditions (contracts taken out without full medical underwriting): period : 24 months

    « A waiting period of 24 months from either your start date or the date shown in the special terms section »

    allianzcare.com

  13. 13.

    Maternity (included in Care Enhanced and Care Signature): waiting period : 12 months

    « Maternity is a standard offering in Enhanced and Signature core plans, with a 12-month waiting period »

    allianzcare.com

  14. 14.

    Care Signature: overall plan limit, per insured person and per policy year : €3,703,705

    « **Max. Plan Limit:** £3,100,000/€3,703,705 /US$5,000,000 /CHF 4,814,815 »

    allianzcare.com

  15. 15.

    Care Enhanced: overall plan limit, per insured person and per policy year : €2,000,000

    « **Max. Plan Limit:** £1,660,000/€2,000,000 /US$ 2,700,000/CHF 2,600,000 »

    allianzcare.com

  16. 16.

    Care Base: overall plan limit, per insured person and per policy year : €1,000,000

    « **Care Base** ### **Foundational Coverage for Essential Health Needs** -Our Entry-Level Plan [...] **Max. Plan Limit:** £830,000/€1,000,000 /US$ 1,350,000/CHF 1,300,000 »

    allianzcare.com

  17. 17.

    MyHealth International: waiting period for optical cover : 6 months

    « Optique (6 mois de délai d'attente***) »

    assets.april.fr

  18. 18.

    MyHealth International: waiting period for maternity cover (pregnancy and childbirth) : 12 months

    « Maternité**** (12 à 24 mois de délai d'attente***) »

    assets.april.fr

  19. 19.

    MyHealth International: highest optional annual deductible : €5,000

    « 5 000 €/US$ (disponible sur les formules Extensive et Elite uniquement) »

    assets.april.fr

  20. 20.

    MyHealth International: lowest optional annual deductible : €500

    « Vous pouvez toutefois opter pour les niveaux de Franchise suivants : 500 €/US$,1 000 €/US$, 2 500 €/US$, 5 000 €/US$ »

    assets.april.fr

  21. 21.

    MyHealth International: maximum age at enrolment in countries of residence with high healthcare costs : 60 years

    « entre 16 et 60 ans lorsque mon Pays de résidence à l’étranger déclaré est l’un des pays suivants »

    assets.april.fr

  22. 22.

    MyHealth International: maximum age at enrolment, general case : 74 years

    « entre 10 et 74 ans dans le reste du monde. »

    assets.april.fr

  23. 23.

    MyHealth International, Explore plan: overall annual limit for medical expenses : €500,000

    « Explore Plafond annuel global 500 000 €/$ »

    april-international.com

  24. 24.

    Pregnancy cover (Prestige and Prestige Plus plans): waiting period : 18 months

    « *An 18-month waiting period (Moratorium) applies to the pregnancy benefit, which means you'll need to be covered by us continuously for this length of time before you can claim for it »

    axaglobalhealthcare.com

  25. 25.

    Age limit at enrolment (policyholder and dependants) for underwriting options without a full medical questionnaire : 80 years

    « The policy holder and their dependents must be under the age of 80 years old at the start of cover »

    axaglobalhealthcare.com

  26. 26.

    Individual Global Health Plan, Standard plan without the outpatient option: highest deductible offered : €12,750

    « > £10,000 / €12,750 / $16,000 »

    axaglobalhealthcare.com

  27. 27.

    Individual Global Health Plan: lowest optional deductible : €125

    « > £100 / €125 / $160 »

    axaglobalhealthcare.com

  28. 28.

    Individual Global Health Plan, Prestige Plus plan: overall annual limit per insured person : €6,375,000

    « Up to £5,000,000 / €6,375,000 / $8,000,000 »

    axaglobalhealthcare.com

  29. 29.

    Individual Global Health Plan, Standard plan: overall annual limit per insured person : €1,275,000

    « Up to £1,000,000 / €1,275,000 / $1,600,000 »

    axaglobalhealthcare.com

  30. 30.

    Individual Global Health Plan, Foundation plan: overall annual limit per insured person : €312,500

    « Up to £250,000 / €312,500 / $400,000 »

    axaglobalhealthcare.com

  31. 31.

    Minimum age of the main policyholder : 18 years

    « Applicant must be 18 or over »

    bupaglobal.com

  32. 32.

    Health checks and preventive screening: waiting period : 10 months

    « After 10 months cover on the plan, you can keep track of your health with regular health screening and wellness tests. »

    bupaglobal.com

  33. 33.

    Routine dental treatment (fillings, root canal treatment, extractions): waiting period : 6 months

    « after 6 months, we cover routine treatments like fillings, root canal treatments and tooth extraction. »

    bupaglobal.com

  34. 34.

    Maternity (pregnancy, childbirth, complications, caesarean section): length of cover required for the mother : 18 months

    « after the mother has been on this health plan for 18 months. »

    bupaglobal.com

  35. 35.

    Elite plan: annual limit per insured person, resident in France : €3,750,000

    « Annual limit The maximum amount we will pay in total for all benefits for each person in each policy year. €2,500,000 €1,250,000 €1,875,000 €3,750,000 »

    bupaglobal.com

  36. 36.

    Select plan: annual limit per insured person, resident in France : €1,250,000

    « Annual limit The maximum amount we will pay in total for all benefits for each person in each policy year. €2,500,000 €1,250,000 €1,875,000 €3,750,000 »

    bupaglobal.com

  37. 37.

    Major Medical plan (hospitalisation and serious illness): annual limit per insured person, resident in France : €2,500,000

    « Annual limit The maximum amount we will pay in total for all benefits for each person in each policy year. €2,500,000 €1,250,000 €1,875,000 €3,750,000 »

    bupaglobal.com

  38. 38.

    Mondexpat Santé, family, aged 70 and over: quarterly contribution : €1,623

    « Supérieur ou égale à 70 ans 909 € 1 623 € »

    cfe.fr

  39. 39.

    Mondexpat Santé, family, aged 0 to 24: quarterly contribution : €528

    « 0 - 24 ans* 180 € 528 € »

    cfe.fr

  40. 40.

    Mondexpat Santé, one person, aged 70 and over: quarterly contribution : €909

    « Supérieur ou égale à 70 ans 909 € 1 623 € »

    cfe.fr

  41. 41.

    Mondexpat Santé, one person, aged 40 to 44: quarterly contribution : €411

    « 40 - 44 ans 411 € 843 € 300 € 633 € »

    cfe.fr

  42. 42.

    Mondexpat Santé, one person, aged 0 to 24: quarterly contribution : €180

    « MONDEXPAT SANTÉ1 [...] 0 - 24 ans* 180 € [...] Cotisations trimestrielles »

    cfe.fr

  43. 43.

    Cap Tempo Expat: maternity expense ceiling for the duration of membership : €10,000

    « 75% des frais réels et dans la limite de 10 000 € »

    Aon France (nom commercial Chapka Assurances), « Cap Tempo Expat – tableau des garanties (non daté) »Verified on Nov 2, 2026Verified source

  44. 44.

    Cap Tempo Expat: ceiling on medical expenses excluding hospitalisation in the country of residence : €15,000

    « Dans le pays de Domicile (sur la base du remboursement de la sécurité Sociale) 15 000 € »

    Aon France (nom commercial Chapka Assurances), « Cap Tempo Expat – tableau des garanties (non daté) »Verified on Nov 2, 2026Verified source

  45. 45.

    Cap Tempo Expat: hospitalisation cost ceiling in the country of residence : €1,000,000

    « Dans le pays de Domicile (sur la base du remboursement de la sécurité sociale) 1 000 000 € »

    Aon France (nom commercial Chapka Assurances), « Cap Tempo Expat – tableau des garanties (non daté) »Verified on Nov 2, 2026Verified source

  46. 46.

    Cap Tempo Expat: duration of holiday trips outside the country of residence : 90 days

    « los NOVENTA (90) días consecutivos y declarados a la aseguradora en caso de vacaciones fuera del país de Domicilio »

    QUATREM / Europ Assistance SA (distribution : Aon France, Chapka Assurances), « Cap Tempo Expat – condiciones generales (ES, non datées) »Verified on Nov 2, 2026Verified source

  47. 47.

    Cap Tempo Expat: maximum duration of the temporary stay covered : 12 months

    « previamente prevista para 12 meses como máximo »

    QUATREM / Europ Assistance SA (distribution : Aon France, Chapka Assurances), « Cap Tempo Expat – condiciones generales (ES, non datées) »Verified on Nov 2, 2026Verified source

  48. 48.

    Cap Tempo Expat: maximum age of the insured : 65 years

    « El asegurado es una persona física de 65 años como máximo »

    QUATREM / Europ Assistance SA (distribution : Aon France, Chapka Assurances), « Cap Tempo Expat – condiciones generales (ES, non datées) »Verified on Nov 2, 2026Verified source

  49. 49.

    Minimum age of the policyholder; no maximum age stated : 18 years

    « Available from the age of 18 years old with no upper age limit »

    cignaglobal.com

  50. 50.

    Obesity treatment (Gold and Platinum): waiting period; maternity depending on the place of treatment : 24 months

    « Available once the beneficiary has been covered for 24 months. »

    cignaglobal.com

  51. 51.

    Routine maternity, complications and home birth (Gold and Platinum): waiting period : 12 months

    « Available once the mother has been covered by the policy for 12 months or more. »

    cignaglobal.com

  52. 52.

    Annual deductible: highest option offered (all plans) : $10,000

    « $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 »

    cignaglobal.com

  53. 53.

    Annual deductible: lowest option offered (all plans) : $0

    « $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 »

    cignaglobal.com

  54. 54.

    Gold: overall annual limit per beneficiary and per period of cover : $2,000,000

    « Annual overall benefit maximum - per beneficiary per period of cover […] $2,000,000 […] The benefits contained within the Benefit Table are applicable to annual policies commencing or renewing on or after 15th February 2026. »

    cignaglobal.com

  55. 55.

    Silver: overall annual limit per beneficiary and per period of cover : $1,000,000

    « Annual overall benefit maximum - per beneficiary per period of cover … Silver: $1,000,000 »

    cignaglobal.com

  56. 56.

    Legacy Globality YouGenio World Classic range: overall annual limit : €3,000,000

    « Annual overall limit of € 3,000,000/ $ 3,900,000/ £ 2,520,000. »

    Foyer Global Health S.A. (marque Global Health), « IPID Globality YouGenio World Classic (EN, V 24.01) »Verified on Nov 2, 2026Verified source

  57. 57.

    Journey: waiting period for infertility and prophylactic mastectomy : 24 months

    « Délai de Carence de 24 (vingt-quatre) mois »

    Foyer Global Health S.A. (marque Global Health), « Tableau des garanties Journey (FR, 11/2025) »Verified on Nov 2, 2026Verified source

  58. 58.

    Journey: waiting period for psychiatric care, psychotherapy and major dental care : 10 months

    « 10-month waiting period applies to psychiatric treatment and psychotherapy. »

    Foyer Global Health S.A. (marque Global Health), « Brochure Global Health Journey (EN, 2026) »Verified on Nov 2, 2026Verified source

  59. 59.

    Journey: waiting period for pregnancy and childbirth : 12 months

    « 12-month waiting period applies to pregnancy and childbirth. »

    Foyer Global Health S.A. (marque Global Health), « Brochure Global Health Journey (EN, 2026) »Verified on Nov 2, 2026Verified source

  60. 60.

    Journey: highest optional deductible level : €7,000

    « flexible deductibles (from €250 to €7,000) »

    Foyer Global Health S.A. (marque Global Health), « Brochure Global Health Journey (EN, 2026) »Verified on Nov 2, 2026Verified source

  61. 61.

    Journey: lowest optional deductible level : €250

    « flexible deductibles (from €250 to €7,000) »

    Foyer Global Health S.A. (marque Global Health), « Brochure Global Health Journey (EN, 2026) »Verified on Nov 2, 2026Verified source

  62. 62.

    Journey Short: maximum duration of the insurance period : 9 months

    « Al alcanzar el período máximo de la póliza de 9 meses. »

    Foyer Global Health S.A. (marque Global Health), « IPID Journey Short (ES, 12/2025) »Verified on Nov 2, 2026Verified source

  63. 63.

    Journey Extensive: overall annual limit : €3,000,000

    « Límite total anual de 3.000.000 EUR / 3.900.000 USD / 2.520.000 GBP / 2.790.000 CHF »

    Foyer Global Health S.A. (marque Global Health), « IPID Journey Extensive (ES, 12/2025) »Verified on Nov 2, 2026Verified source

  64. 64.

    Journey Basic: overall annual limit : €1,500,000

    « Límite total anual de 1.500.000 EUR / 1.950.000 USD / 1.260.000 GBP / 1.395.000 CHF »

    Foyer Global Health S.A. (marque Global Health), « IPID Journey Basic (ES, 12/2025) »Verified on Nov 2, 2026Verified source

  65. 65.

    Journey Short: overall limit for the insurance period : €500,000

    « Límite total anual de 500.000 EUR / 650.000 USD / 420.000 GBP / 465.000 CHF »

    Foyer Global Health S.A. (marque Global Health), « IPID Journey Short (ES, 12/2025) »Verified on Nov 2, 2026Verified source

  66. 66.

    Henner Expat Santé: duration of covered trips back to France : 90 days

    « La garantie est acquise dans la zone tarifaire choisie et en France lors de retours de moins de 90 jours consécutifs »

    AXA France Vie / Henner, « Henner Expat Santé – document d’information et notice (1/06/2021) »Verified on Nov 2, 2026Verified source

  67. 67.

    Henner Expat Santé: duration of temporary stays covered in countries excluded from the worldwide zone (United Arab Emirates, United States) : 90 days

    « La garantie est néanmoins acquise lors de séjours temporaires de moins de 90 jours consécutifs »

    AXA France Vie / Henner, « Henner Expat Santé – document d’information et notice (1/06/2021) »Verified on Nov 2, 2026Verified source

  68. 68.

    Henner Expat Santé: minimum membership period : 12 months

    « L’adhésion est souscrite pour une durée de 12 mois minimum. »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  69. 69.

    Henner Expat Santé: waiting period for hospitalisation and medical expenses : 3 months

    « 3 mois : pour les frais d’hospitalisation et frais médicaux »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  70. 70.

    Henner Expat Santé: waiting period for optical, dental and prosthetics cover : 6 months

    « 6 mois : pour les frais optiques, les actes dentaires et les prothèses médicales »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  71. 71.

    Henner Expat Santé: waiting period for maternity cover : 10 months

    « 10 mois : pour les frais liés à la maternité »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  72. 72.

    Henner Expat Santé – CFE Supplement: overall ceiling of the first-euro Accident option : €100,000

    « Cette garantie vous couvre sur la base de la Formule 1 avec un plafond global de 100 000 € »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  73. 73.

    Henner Expat Santé, plan 4: overall ceiling on health benefits per person and per membership year : €1,500,000

    « Plafond global des prestations santé par personne et par année d’adhésion 500 000 € 800 000 € 1 000 000 € 1 500 000 € »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  74. 74.

    Henner Expat Santé, plan 3: overall ceiling on health benefits per person and per membership year : €1,000,000

    « Plafond global des prestations santé par personne et par année d’adhésion 500 000 € 800 000 € 1 000 000 € 1 500 000 € »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  75. 75.

    Henner Expat Santé, plan 2: overall ceiling on health benefits per person and per membership year : €800,000

    « Plafond global des prestations santé par personne et par année d’adhésion 500 000 € 800 000 € 1 000 000 € 1 500 000 € »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  76. 76.

    Henner Expat Santé, plan 1: overall ceiling on health benefits per person and per membership year : €500,000

    « Plafond global des prestations santé par personne et par année d’adhésion 500 000 € 800 000 € 1 000 000 € 1 500 000 € »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  77. 77.

    Henner Expat Santé: age up to which membership can be maintained on proof of professional activity : 75 years

    « Elle peut être conservée jusqu’aux 75 ans sur justification d’une activité professionnelle. »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  78. 78.

    Henner Expat Santé: maximum age at enrolment for employees and self-employed workers (must be under) : 70 years

    « (et de moins de 70 ans pour les salariés et TNS) »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  79. 79.

    Henner Expat Santé: maximum age at enrolment for health cover (must be under) : 69 years

    « Âgé, pour la garantie santé, de plus de 18 ans et de moins de 69 ans à l’adhésion »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  80. 80.

    Henner Expat Santé: minimum age at enrolment (health cover) : 18 years

    « Âgé, pour la garantie santé, de plus de 18 ans et de moins de 69 ans à l’adhésion »

    Henner (SAS de gestion et de courtage d’assurances), « Henner Expat Santé – Complément CFE et Solution 1er euro (brochures, 05/2023) »Verified on Nov 2, 2026Verified source

  81. 81.

    GlobeHopper Multi-Trip: maximum age of coverage : 74 years

    « Cover available from the ages of 15 days to 74 years »

    International Medical Group (IMG Europe), « Your guide to IMG Europe products »Verified on Nov 2, 2026Verified source

  82. 82.

    GlobeHopper Platinum: maximum coverage period, including annual renewals : 24 months

    « Annually renewable up to a maxiumum of 24 months »

    International Medical Group (IMG Europe), « Your guide to IMG Europe products »Verified on Nov 2, 2026Verified source

  83. 83.

    Global Prima: age up to which children are covered : 25 years

    « Children covered up to the age of 25 years. »

    International Medical Group (IMG Europe), « Your guide to IMG Europe products »Verified on Nov 2, 2026Verified source

  84. 84.

    Global Prima: highest deductible level, per person and per year : £7,500

    « £7,500/€7,500/US$7,500 »

    International Medical Group (IMG Europe), « Global Prima Medical Insurance – Moratorium application form »Verified on Nov 2, 2026Verified source

  85. 85.

    Global Prima under moratorium: continuous period without treatment or symptoms allowing pre-existing conditions to be reinstated : 2 years

    « symptom and check-up free for a continuous period of two years. »

    International Medical Group (IMG Europe), « Global Prima Medical Insurance – Moratorium application form »Verified on Nov 2, 2026Verified source

  86. 86.

    Global Prima with moratorium underwriting: look-back period for pre-existing conditions : 5 years

    « We do not cover treatment of any medical conditions (or specified condition) that existed during the five years »

    International Medical Group (IMG Europe), « Global Prima Medical Insurance – Moratorium application form »Verified on Nov 2, 2026Verified source

  87. 87.

    First’Expat+ and Relais’Expat+: waiting period for psychiatric care : 12 months

    « Délai de carence : 12 mois »

    msh-intl.com

  88. 88.

    First’Expat+: waiting period for the optical option : 6 months

    « OPTIQUE Délai de carence : 6 mois »

    msh-intl.com

  89. 89.

    First’Expat+: waiting period for the maternity option : 10 months

    « Délais de carence : 10 mois pour la maternité, 12 mois pour le traitement de l’infertilité »

    msh-intl.com

  90. 90.

    First’Expat+: lowest optional deductible level : €350

    « 350 € / 750 € / 2 000 € / 4 000 € (disponible en $). »

    msh-intl.com

  91. 91.

    First’Expat+: age limit at enrolment for the zone including the United States (must be under) : 71 years

    « *71 ans pour la Zone 5 »

    msh-intl.com

  92. 92.

    First’Expat+ and Relais’Expat+: age limit at enrolment (must be under) : 76 years

    « Toute personne âgée de plus de 18 ans et de moins de 76 ans* peut souscrire à ces contrats. »

    msh-intl.com

  93. 93.

    First’Expat+, Quartz level (worldwide zone excluding high-cost countries): overall annual limit for medical expenses : €500,000

    « PLAFOND GLOBAL ANNUEL 500 000 € »

    msh-intl.com

  94. 94.

    WorldCare Essential (Asia-Pacific guide): highest optional deductible level : $15,000

    « USD 150, USD 250, USD 500, USD 1,000, USD 2,500, USD 5,000, USD 10,000, USD 15,000 »

    Now Health International, « WorldCare Individuals Handbook Asia-Pacific (2026) »Verified on Nov 2, 2026Verified source

  95. 95.

    WorldCare Essential (Asia-Pacific guide): lowest optional deductible level : $150

    « USD 150, USD 250, USD 500, USD 1,000, USD 2,500, USD 5,000, USD 10,000, USD 15,000 »

    Now Health International, « WorldCare Individuals Handbook Asia-Pacific (2026) »Verified on Nov 2, 2026Verified source

  96. 96.

    WorldCare: waiting period for HIV/AIDS cover : 3 years

    « There is a three year waiting period for the AIDS benefit »

    Now Health International, « WorldCare Essential IPID (2025) »Verified on Nov 2, 2026Verified source

  97. 97.

    WorldCare: waiting period for pregnancy complications : 12 months

    « a 12 month waiting period for Pregnancy Medical Conditions. »

    Now Health International, « WorldCare Essential IPID (2025) »Verified on Nov 2, 2026Verified source

  98. 98.

    WorldCare Essential, default zone excluding the United States: ceiling for illnesses treated in the United States in the case of hospitalisation : $25,000

    « Illnesses are covered for in and day-patient treatment up to USD 25,000/EUR 20,000/ GBP15,625. »

    Now Health International, « WorldCare Essential IPID (2025) »Verified on Nov 2, 2026Verified source

  99. 99.

    WorldCare Excel: maximum annual limit : $4,000,000

    « An annual maximum plan limit of USD 4m/EUR 3.2m/GBP 2.5m »

    Now Health International, « WorldCare Excel IPID (2025) »Verified on Nov 2, 2026Verified source

  100. 100.

    WorldCare Advance: maximum annual limit : $3,500,000

    « An annual maximum plan limit of USD 3.5m/EUR 2.8m/GBP 2.2m »

    Now Health International, « WorldCare Advance IPID (2025) »Verified on Nov 2, 2026Verified source

  101. 101.

    WorldCare Essential: maximum annual limit : $3,000,000

    « An annual maximum plan limit of USD 3m/EUR 2.4m/GBP 1.9m »

    Now Health International, « WorldCare Essential IPID (2025) »Verified on Nov 2, 2026Verified source

  102. 102.

    Expat Basic, zone excluding the United States: waiting period for outpatient mental health care : 12 months

    « bis zu 1.000 € nach vorheriger Leistungszusage, Wartezeit von 12 Monaten »

    PassportCard Europe GmbH, « PassportCard Leistungstabellen (SD-20072025) »Verified on Nov 2, 2026Verified source

  103. 103.

    Optional deductible on hospitalization: highest level : €5,000

    « Selbstbehalt auf stationäre Leistungen: Ohne 1.000 EUR 2.500 EUR 5.000 EUR »

    PassportCard Europe GmbH, « Antrag PassportCard »Verified on Nov 2, 2026Verified source

  104. 104.

    Optional hospitalisation deductible: lowest level : €1,000

    « Selbstbehalt auf stationäre Leistungen: Ohne 1.000 EUR 2.500 EUR 5.000 EUR »

    PassportCard Europe GmbH, « Antrag PassportCard »Verified on Nov 2, 2026Verified source

  105. 105.

    Expat Basic, worldwide zone including the United States: annual ceiling per insurance year : $1,500,000

    « Jahreshöchstbetrag pro Versicherungsjahr 1.500.000 $ 3.500.000 $ 5.000.000 $ »

    PassportCard Europe GmbH, « PassportCard Leistungstabellen (SD-20072025) »Verified on Nov 2, 2026Verified source

  106. 106.

    Executive, worldwide excluding the United States: annual ceiling per insurance year : €5,000,000

    « Jahreshöchstbetrag pro Versicherungsjahr 1.000.000 € 3.500.000 € 5.000.000 € »

    PassportCard Europe GmbH, « PassportCard Leistungstabellen (SD-20072025) »Verified on Nov 2, 2026Verified source

  107. 107.

    Expat Comprehensive, worldwide excluding the United States: annual limit per policy year : €3,500,000

    « Jahreshöchstbetrag pro Versicherungsjahr 1.000.000 € 3.500.000 € 5.000.000 € »

    PassportCard Europe GmbH, « PassportCard Leistungstabellen (SD-20072025) »Verified on Nov 2, 2026Verified source

  108. 108.

    Expat Basic, worldwide excluding the United States: annual limit per insurance year : €1,000,000

    « Jahreshöchstbetrag pro Versicherungsjahr 1.000.000 € 3.500.000 € 5.000.000 € »

    PassportCard Europe GmbH, « PassportCard Leistungstabellen (SD-20072025) »Verified on Nov 2, 2026Verified source

  109. 109.

    Intended stay in the destination country: minimum consecutive duration : 60 days

    « in dem sich der Antragsteller mehr als 60 aufeinander folgende Tage aufzuhalten beabsichtigt »

    PassportCard Europe GmbH, « Antrag PassportCard »Verified on Nov 2, 2026Verified source

  110. 110.

    Maximum age of the applicant at the start of coverage (must be under) : 65 years

    « die bei Beginn des Versicherungsschutzes unter 65 Jahre alt sind »

    PassportCard Europe GmbH, « Antrag PassportCard »Verified on Nov 2, 2026Verified source

  111. 111.

    Nomad Insurance Complete: displayed monthly price, youngest age bracket : $177.5

    « The Complete plan costs US$177.50 every month for ages 18-39. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  112. 112.

    Nomad Insurance Essential: price displayed for one billing period, youngest age bracket : $62.72

    « The Essential plan costs US$62.72 every 4 weeks for a member aged 10-39 years. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  113. 113.

    Nomad Insurance Complete: waiting period for maternity cover : 10 months

    « This benefit is subject to a ten (10)-month Waiting Period. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  114. 114.

    Nomad Insurance Complete: annual evacuation limit : $100,000

    « Complete ($100,000 per plan year) »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  115. 115.

    Nomad Insurance Essential: lifetime limit for evacuation and repatriation : $100,000

    « Essential ($100,000 lifetime max) »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  116. 116.

    Nomad Insurance Complete: coverage limit per contract year : $1,500,000

    « The maximum coverage limit is US$1.5 million per policy year. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  117. 117.

    Nomad Insurance Complete: emergency cover in the United States included by default : 30 days

    « Nomad Insurance Complete includes up to 30 days of emergency coverage in the U.S by default. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  118. 118.

    Nomad Insurance Essential: prior period used to define a pre-existing condition : 180 days

    « any injury, illness, disease, or medical condition for which, in the 180 days before the start date of the insurance »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  119. 119.

    Nomad Insurance Essential: days covered per visit to the United States when it is the home country (other payment options) : 15 days

    « 30 days per visit within a rolling 90-day period (15 days if your home country is the US) »

    SafetyWing, « Nomad Insurance Essential (updated version): medical coverage during visits to your home country »Verified on Nov 2, 2026Verified source

  120. 120.

    Nomad Insurance Essential: days covered per visit to the home country (other payment options) : 30 days

    « 30 days per visit within a rolling 90-day period (15 days if your home country is the US) »

    SafetyWing, « Nomad Insurance Essential (updated version): medical coverage during visits to your home country »Verified on Nov 2, 2026Verified source

  121. 121.

    Nomad Insurance Essential: days covered in the home country when it is the United States (single payment) : 45 days

    « (45 days if your home country is the US) »

    SafetyWing, « Nomad Insurance Essential (updated version): medical coverage during visits to your home country »Verified on Nov 2, 2026Verified source

  122. 122.

    Nomad Insurance Essential: maximum length of a visit to the home country (one-off payment) : 90 days

    « provided that no single home country visit exceeds 90 consecutive days »

    SafetyWing, « Nomad Insurance Essential (updated version): medical coverage during visits to your home country »Verified on Nov 2, 2026Verified source

  123. 123.

    Nomad Insurance Essential: total days covered in the home country per insurance period : 179 days

    « Coverage applies for visits in your home country for up to a total of 179 days per 364 days of active insurance period »

    SafetyWing, « Nomad Insurance Essential (updated version): medical coverage during visits to your home country »Verified on Nov 2, 2026Verified source

  124. 124.

    Nomad Insurance Essential: automatic extension frequency : 28 days

    « Your Nomad Insurance Essential policy can auto-extend every 28 days, up to a maximum of 364 days »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  125. 125.

    Nomad Insurance Essential: minimum purchase period : 5 days

    « Coverage cannot be purchased for fewer than 5 days under any option. »

    SafetyWing, « Nomad Insurance: what is the Nomad Insurance Essential plan »Verified on Nov 2, 2026Verified source

  126. 126.

    Nomad Insurance Essential: maximum duration of a plan : 364 days

    « Coverage cannot be purchased for more than 364 days under any option. »

    SafetyWing, « Nomad Insurance: what is the Nomad Insurance Essential plan »Verified on Nov 2, 2026Verified source

  127. 127.

    Nomad Insurance Complete: maximum age at enrolment : 64 years

    « To sign up for the Complete plan, you must be between the ages of 18 and 64. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  128. 128.

    Nomad Insurance Complete: minimum age at enrolment : 18 years

    « To sign up for the Complete plan, you must be between the ages of 18 and 64. »

    SafetyWing, « Nomad Insurance – FAQ »Verified on Nov 2, 2026Verified source

  129. 129.

    Nomad Insurance Essential: maximum age at purchase : 69 years

    « Between 14 days and 69 years of age »

    SafetyWing, « Nomad Insurance Essential (updated version): who can get this insurance »Verified on Nov 2, 2026Verified source

  130. 130.

    Routine dental care (Dental Basic): waiting period : 6 months

    « 6-month waiting period »

    William Russell, « Compare plans »Verified on Nov 2, 2026Verified source

  131. 131.

    Maternity: waiting period : 12 months

    « for maternity costs there is a 12-month waiting period. »

    William Russell, « International health insurance »Verified on Nov 2, 2026Verified source

  132. 132.

    Silver Lite: maximum limit for routine care (with option) : $10,000

    « up to US$10,000 cover for everyday medical costs including US$3,500 cover for primary medical care »

    William Russell, « Which health plan is right for me? »Verified on Nov 2, 2026Verified source

  133. 133.

    Gold: annual coverage limit : $5,000,000

    « Annual benefit limit … US$5m »

    William Russell, « International health insurance »Verified on Nov 2, 2026Verified source

  134. 134.

    Silver: annual coverage limit : $2,500,000

    « Annual benefit limit … US$2.5m »

    William Russell, « International health insurance »Verified on Nov 2, 2026Verified source

  135. 135.

    Bronze and Silver Lite: annual coverage limit : $1,500,000

    « Annual benefit limit … US$1.5m »

    William Russell, « International health insurance »Verified on Nov 2, 2026Verified source

  136. 136.

    Maximum age at subscription (must be under), renewal with no age limit : 76 years

    « You must be under age 76 when your policy starts, but you can renew for as long as you need it. »

    William Russell, « International health insurance »Verified on Nov 2, 2026Verified source