Banks and accounts: South Africa

Two separate questions: where the entity that holds your account is based, and who accepts residents of this country. A group’s head office is not the country of all its accounts.

Please note

The features shown are not a personal recommendation. Access, fees and protections depend in particular on the contracting entity, the country and your profile. Terms of use and disclaimers

Accounts held in {country}

The entity that opens and holds the account is established and licensed in South Africa.

Bank Zero
Banks with their own licence
Bank Zero Mutual Bank — Prudential Authority (South African Reserve Bank)
GoTyme Bank
Banks with their own licence
GoTyme Bank Limited (ex-TymeBank Limited) — Prudential Authority (South African Reserve Bank)

Opening an account as a resident of {country}

Providers whose published terms accept residents of South Africa, or accept them under conditions. An undocumented provider is neither accepted nor refused: check with them.

Entity	Status	Conditions
Dukascopy BankSwitzerland	Accepted	Opening "worldwide" except for residents of the countries and regions listed; regions also excluded: Abkhazia, Crimea, the self-proclaimed Donetsk and Luhansk republics, South Ossetia, Transnistria.
Bank OneMauritius	Conditions apply	Elite Banking Offshore: clients based in sub-Saharan Africa, minimum entry criteria not published, discretionary refusal possible.
Bank ZeroSouth Africa	Conditions apply	South African identity document (identity card or identity book, South African passport, South African driving licence) and South African mobile number required; no age requirement, with minors being registered through a parent or guardian.
bunqNetherlands	Conditions apply	—
EleBankHong Kong	Conditions apply	Visitors accepted if they are physically present in Hong Kong when they apply; documents and accepted nationalities not specified.
GoTyme BankPhilippines · South Africa	Conditions apply	South African identity number and South African mobile number required.
Lloyds InternationalUnited Kingdom · Jersey · Guernsey · Isle of Man	Conditions apply	Adults living in an eligible country, checked using the bank's tool; services are unavailable in certain countries for legal or regulatory reasons, with no published list.
MercuryUnited States	Conditions apply	Non-US founders accepted, unless they live in a country or region that Mercury does not serve (separate list not read).
NatWest InternationalJersey · Guernsey · Isle of Man · Gibraltar	Conditions apply	International Select: adults residing in an accepted country, as verified by the bank's tool; a minimum balance must be maintained.
OCBCSingapore	Conditions apply	Digital opening before arrival: biometric passport from Hong Kong, Malaysia, Indonesia or mainland China, minimum age, identity document.
Santander InternationalUnited Kingdom · Isle of Man · Jersey	Conditions apply	Expatriates and international customers from other countries: a minimum overall balance must be maintained, failing which monthly fees apply; no list of excluded countries is published.
Vivid MoneyGermany · Netherlands	Conditions apply	Permanent residence in Germany or another European Union member state.

A country missing from this table is neither accepted nor refused: the information is not published.

All banks and accounts