Banks and accounts: United Kingdom
Two separate questions: where the entity that holds your account is based, and who accepts residents of this country. A group’s head office is not the country of all its accounts.
Please note
Accounts held in {country}
The entity that opens and holds the account is established and licensed in United Kingdom.
- Chase UK
Banks with their own licence
J.P. Morgan Europe Limited — PRA / FCA
- Kroo
Banks with their own licence
Kroo Bank Ltd — PRA / FCA
- Lloyds International
Banks with their own licence
Lloyds Bank Corporate Markets plc — PRA / FCA
- Monzo
Banks with their own licence
Monzo Bank Limited — PRA / FCA
- Payoneer
Payment or e-money institutions
Entité britannique de Payoneer (dénomination non relevée) — FCA
- Santander International
Banks with their own licence
Santander Financial Services plc — PRA / FCA
- Starling Bank
Banks with their own licence
Starling Bank Limited — PRA / FCA
- Wise
Payment or e-money institutions
Wise Payments Limited — FCA ; Wise Assets Limited — FCA
Opening an account as a resident of {country}
Providers whose published terms accept residents of United Kingdom, or accept them under conditions. An undocumented provider is neither accepted nor refused: check with them.
| Entity | Status | Conditions |
|---|---|---|
| Dukascopy BankSwitzerland | Accepted | Opening "worldwide" except for residents of the countries and regions listed; regions also excluded: Abkhazia, Crimea, the self-proclaimed Donetsk and Luhansk republics, South Ossetia, Transnistria. |
| KrooUnited Kingdom | Accepted | Residence required; legal age required. |
| MonzoUnited Kingdom | Accepted | Business account: company based in the United Kingdom and tax resident only in the United Kingdom; sole traders and limited companies with share capital only. |
| RevolutLithuania | Accepted | — |
| Santander InternationalUnited Kingdom · Isle of Man · Jersey | Accepted | UK residents served, with no international minimum balance fee. |
| Bank OneMauritius | Conditions apply | Elite Banking Offshore: clients based in sub-Saharan Africa, minimum entry criteria not published, discretionary refusal possible. |
| bunqNetherlands | Conditions apply | — |
| EleBankHong Kong | Conditions apply | Visitors accepted if they are physically present in Hong Kong when they apply; documents and accepted nationalities not specified. |
| MercuryUnited States | Conditions apply | Non-US founders accepted, unless they live in a country or region that Mercury does not serve (separate list not read). |
| NatWest InternationalJersey · Guernsey · Isle of Man · Gibraltar | Conditions apply | Foreign nationals moving to the United Kingdom: possible eligibility, at the bank's discretion. |
| OCBCSingapore | Conditions apply | Digital opening before arrival: biometric passport from Hong Kong, Malaysia, Indonesia or mainland China, minimum age, identity document. |
| Starling BankUnited Kingdom | Conditions apply | Photo ID and video required; UK residency expressly required for savings, not specified for the current account. |
| Vivid MoneyGermany · Netherlands | Conditions apply | Permanent residence in Germany or another European Union member state. |
A country missing from this table is neither accepted nor refused: the information is not published.
Chase UK
Kroo
Lloyds International
Monzo
Payoneer
Santander International
Starling Bank
Wise