Banks and accounts: United States

Two separate questions: where the entity that holds your account is based, and who accepts residents of this country. A group’s head office is not the country of all its accounts.

Please note

The features shown are not a personal recommendation. Access, fees and protections depend in particular on the contracting entity, the country and your profile. Terms of use and disclaimers

Accounts held in {country}

The entity that opens and holds the account is established and licensed in United States.

Ally Bank
Banks with their own licence
Ally Bank — FDIC
Chime
Brands backed by a partner bank
The Bancorp Bank, N.A. — OCC / FDIC ; Stride Bank, N.A. — OCC / FDIC
Inter
Banks with their own licence
Inter & Co Payments, Inc. — FinCEN (MSB) / autorités des États (money transmitter)
Mercury
Brands backed by a partner bank
Choice Financial Group — FDIC ; Column N.A. — OCC / FDIC
Payoneer
Payment or e-money institutions
Payoneer Inc. — FinCEN / autorités des États
SoFi
Banks with their own licence
SoFi Bank, N.A. — OCC / FDIC
Wise
Payment or e-money institutions
Wise US Inc. — FinCEN / autorités des États

Opening an account as a resident of {country}

Providers whose published terms accept residents of United States, or accept them under conditions. An undocumented provider is neither accepted nor refused: check with them.

Entity	Status	Conditions
Ally BankUnited States	Accepted	US resident with a US street address; Social Security number or tax identification number; citizenship not required.
ChimeUnited States	Accepted	US residency, minimum age, Social Security number and address required.
MercuryUnited States	Accepted	Companies incorporated and registered in the United States or a US territory, with an existing or planned US activity; certain sectors excluded.
RevolutLithuania	Accepted	—
Bank OneMauritius	Conditions apply	Elite Banking Offshore: clients based in sub-Saharan Africa, minimum entry criteria not published, discretionary refusal possible.
bunqNetherlands	Conditions apply	—
EleBankHong Kong	Conditions apply	Visitors accepted if they are physically present in Hong Kong when they apply; documents and accepted nationalities not specified.
Lloyds InternationalUnited Kingdom · Jersey · Guernsey · Isle of Man	Conditions apply	Adults living in an eligible country, checked using the bank's tool; services are unavailable in certain countries for legal or regulatory reasons, with no published list.
NatWest InternationalJersey · Guernsey · Isle of Man · Gibraltar	Conditions apply	International Select: adults residing in an accepted country, as verified by the bank's tool; a minimum balance must be maintained.
OCBCSingapore	Conditions apply	Digital opening before arrival: biometric passport from Hong Kong, Malaysia, Indonesia or mainland China, minimum age, identity document.
Santander InternationalUnited Kingdom · Isle of Man · Jersey	Conditions apply	Expatriates and international customers from other countries: a minimum overall balance must be maintained, failing which monthly fees apply; no list of excluded countries is published.
UOBSingapore	Conditions apply	"US persons": account opening in branch only.

A country missing from this table is neither accepted nor refused: the information is not published.

All banks and accounts