Banking · Retail bank
Lunar: Danish digital bank for Scandinavia
Licensed Danish bank operating through an app in Denmark and Norway, among other countries. Useful for anyone settling in Scandinavia; the account-opening conditions have not been recorded.
Please note
Characteristics
- Family
- Retail bank
- Regulator
- Finanstilsynet (Danemark)
- Regulator country
- Denmark
- Deposit guarantee
- Yes
- Remote opening
- Not provided
- Currencies
- DKK · NOK · SEK
- Services
- Current account · Payment card
- Accepted residencies
- Not provided
- Refused residencies
- Not provided
- Home country
- Denmark
The accepted countries of residence and the documents required have not been recorded from an official page; only the depositor information sheet intended for Norwegian customers has been read.
Entities and regulatory status
| Entity | Jurisdiction | Status | Regulator | Protection of funds |
|---|---|---|---|---|
| Lunar Bank A/Sholds the accountDanish credit institution; company number taken from the depositor information sheet; Finanstilsynet licence number not recorded. | Denmark | Banks with their own licence | FinanstilsynetLicence CVR 39697696 | Garantiformuen |
Who can open or keep an account
| Country of residence | Case | Status | Conditions |
|---|---|---|---|
| Denmark | Opening and keeping | Unknown | Conditions not recorded. |
| Norway | Opening and keeping | Unknown | Norwegian customers are served (information sheet in Norwegian kroner); conditions not recorded.static-assets.prod.lunarway.com |
A country missing from this table is neither accepted nor refused: the information is not published.
Published figures
- Account feeNot provided
- Brokerage feeNot provided
- Deposit guarantee ceilingup to €100,000static-assets.prod.lunarway.com · Verified on Nov 2, 2026
- Entry ticketNot provided
Which entity, what status
Accounts are held by Lunar Bank A/S, based in Aarhus (Danish company number 39697696), a credit institution covered by the Danish guarantee fund (depositor information sheet). The brand was previously called Lunar Way.
The licence number of Lunar Bank A/S in the Finanstilsynet register has not been checked; the offer in Sweden has not been verified against an official source.
Who can open an account
The conditions for opening an account (residence, national identification number, age) and the rule that applies if you leave Scandinavia have not been recorded. In practice, Scandinavian banks require a local national identifier, which remains to be confirmed for Lunar.
Account, card and currencies
Lunar offers a current account with a card in the currency of the country of residence. The Norwegian sheet provides for repayment in Norwegian kroner.
Foreign-currency accounts, fees abroad and limits: not recorded.
Protection of funds
Deposits are covered by the Danish guarantee fund, up to up to €100,0001 per depositor and per credit institution, with the equivalent paid in the currency specified in the sheet.
Points to check
- Whether a Danish, Norwegian or Swedish national identifier is required before opening an account.
- The repayment currency and the equivalent of the ceiling in the local currency.
- What happens to the account after leaving Scandinavia.
Sources and verification dates
- 1.
Deposit guarantee ceiling : €100,000
« Limit of protection: €100,000, per depositor per credit institution »
Lunar Bank A/S, « Depositor information sheet »Verified on Nov 2, 2026Verified source