The real cost of an international transfer
The price of a transfer is not the one on display. On top of fixed fees come a commission and, above all, a margin on the exchange rate — invisible unless compared with the interbank rate.
The figures on this page are published, dated facts with their source; a provider whose fee has not been verified shows as “being verified”.
Please note
The exchange-rate margin is the most expensive and least visible component: a “no fee” service applying two points of margin costs more, from a few hundred euros upwards, than a service charging a fixed fee at the interbank rate.
1 provider
| Share of amount | Fixed fee | Commission | Exchange margin | Not published | Sources | |||
|---|---|---|---|---|---|---|---|---|
| Wise | $6.15at least — components missing | 0.12 % | $6.15 | Not provided | Not provided | Not provided | commission, exchange margin, delay |
- Wise$6.15at least — components missing
- Share of amount
- 0.12 %
- Fixed fee
- $6.15
- Commission
- Not provided
- Exchange margin
- Not provided
- Delay
- Not provided
- Not published
- commission, exchange margin, delay
- Sources
Sources and verification dates
- 1.
Fixed SWIFT fee for a US dollar transfer, countries with no expected correspondent fees : $6.15
« Tous les pays (aucuns frais de banques intermédiaires prévus)6,15 USD »
wise.comVerified on Nov 2, 2026Verified source